Dashain & Tihar Gold Buying Checklist | GoldNepal

When planning a gold gift for Dashain or Tihar, separate the amount you want to spend from the seller’s quote for a particular item. Compare the same details before deciding; no checklist can predict where the gold rate will move next.

Set the budget before comparing designs

Decide what the household can spend and which details matter for the gift. A budget is a limit for your decision, not a reason to accept an unclear quote or stretch beyond it. If several family members are contributing, agree on the amount and who will confirm the final terms.

Make sure each quote describes the same item

For every option, write down the design or item, the stated karat or fineness, and the quoted weight. Ask whether that weight includes stones or other materials. Note the gold-rate basis, the unit used, and the date or time shown on the quote so you are not comparing different inputs as if they were identical.

Record each listed charge separately, including making or workmanship charges, wastage or jarti if stated, other services, and any tax shown. Ask what is included in the total and request the breakdown in writing. Quote formats and seller terms can differ, so check the specific document rather than assuming a standard formula.

Use GoldNepal’s tools for the arithmetic

Check the displayed source and date on the Nepal gold-rate page before using a benchmark. The karat calculator can compare the entered rate, purity and weight; the weight converter can express amounts in a common unit. These tools calculate from the values supplied. They do not test an item, verify a seller’s figures, or determine the final bill.

Check the gift and the written terms

Before paying, confirm the exact item being supplied, its stated purity and weight basis, the total and its line items, and the seller’s written payment, delivery, exchange or return terms. Keep the quote and receipt together so you can check that the delivered item and final amount match what was agreed.

For a reusable record sheet and more detailed quote questions, see GoldNepal’s gold jewellery quote checklist. Compare the written details for the specific items in front of you; do not treat a calculator result or a purity label as an independent verification.