How to Calculate Gold Jewellery Price in Nepal
Calculate a Nepal gold jewellery quote from rate, purity and weight, then compare jarti or wastage, making charge, stones and other invoice lines.
GoldNepal Content Team · Published
A gold jewellery quote is easier to check when every input is written down. Start with the metal rate and unit, then record purity, net gold weight, jarti or wastage, making charge, stones or other non-gold parts, and any tax or additional invoice line.
This calculation does not decide whether a charge is fair. It shows how the total was built so you can compare two quotes using the same assumptions.
The calculation at a glance
- Fine-gold rate per gram = 24K reference rate per tola ÷ 11.6638038
- Purity-adjusted rate per gram = fine-gold rate per gram × karat ÷ 24
- Metal value = purity-adjusted rate per gram × net gold weight in grams
- Estimated total = metal value + jarti or wastage + making charge + stones or other non-gold parts + documented tax or other charges
GoldNepal's weight converter uses 1 tola = 11.6638038 grams. Keep the original rate, unit and effective date beside your calculation.
1. Match the rate and weight units
If the reference rate is per tola and the jewellery weight is in grams, convert the rate before multiplying. Do not multiply a per-tola price by a gram weight.
If a quote uses ana or lal, confirm the unit convention on that quote and convert all values to one unit before comparing sellers.
2. Apply the stated purity
For a karat-based estimate, use karat ÷ 24 as the purity factor. For example, the mathematical factor for 22K is 22 ÷ 24.
Karat and fineness describe gold content, but the quote should state the value actually used. Nepal's Bureau of Standards and Metrology lists NS 534 for the fineness and marking of gold jewellery and artefacts. Ask the seller to identify the purity or fineness of the item rather than assuming it from appearance or description alone.
3. Separate jarti or wastage from making charge
Shop terminology and calculation methods can vary. In this guide, jarti or wastage means an allowance connected with manufacturing loss or working risk. Making charge or jyala means the labour or workmanship charge for forming, setting, finishing and design.
Ask the seller to name each line and explain its calculation base. Either line may be quoted as a percentage, an amount per gram or tola, or a fixed amount. If a shop uses the words differently, rely on the written amount and formula on that quote.
- What amount or percentage is used for jarti or wastage?
- What value is that percentage applied to?
- Is the making charge a percentage, a per-unit fee or a fixed fee?
- Is either charge already included in another line?
Do not add the same charge twice. GoldNepal's example calculator applies both its wastage percentage and making-charge percentage to the calculated metal value. A seller using a different base will produce a different total.
4. Keep stones, non-gold parts and other charges visible
Ask for the net gold weight separately from stones, beads, thread, clasps and other non-gold parts. If a tax or another charge appears, ask for its rate and the amount to which it was applied. This guide does not state a current tax rule; use the dated written quote or invoice for that treatment.
Worked example: 22K, 25 grams
The values below are for checking the arithmetic. NPR 240,000 per tola is an illustrative input, not today's rate or a buying recommendation.
Open the jewellery making-charge calculator with Gold and 22K selected and these illustrative inputs. The rate in this example is entered manually, not pulled from today's benchmark:
| Input | Illustrative value |
|---|---|
| Currency | NPR |
| 24K reference rate per tola | 240,000 |
| Purity | 22K |
| Net gold weight | 25 grams |
| Jarti or wastage | 3% of metal value |
| Making charge | 8% of metal value |
| Tax | 0% for this arithmetic example |
| Stones and other non-gold parts | Excluded |
| Line | Calculation | Rounded amount |
|---|---|---|
| Fine-gold rate per gram | 240,000 ÷ 11.6638038 | NPR 20,576.48 |
| 22K metal rate per gram | 20,576.4778 × 22 ÷ 24 | NPR 18,861.77 |
| Metal value | 18,861.7713 × 25 | NPR 471,544 |
| Jarti or wastage | 471,544.2830 × 3% | NPR 14,146 |
| Making charge | 471,544.2830 × 8% | NPR 37,724 |
| Tax | (metal + wastage + making) × 0% | NPR 0 |
| Estimated total before stones and other non-gold parts | Sum of the four lines | NPR 523,414 |
Keep full precision while calculating and round displayed money at the end. If a seller's figure differs, compare the rate date and unit, purity, net weight, percentage bases, rounding method, and stone or tax lines.
What to request in writing
- metal rate, source or seller basis, effective date and unit;
- purity or fineness used;
- gross item weight and net gold weight;
- jarti or wastage amount, percentage and calculation base;
- making charge or jyala and its calculation method;
- stone and other non-gold value;
- tax and other invoice lines; and
- final total plus the seller's exchange, repair and deduction terms.
Use the GoldNepal quote checklist while comparing estimates, and read what jarti or wastage means for more context.
Use a current rate for a real quote
For a current benchmark, open the Nepal gold price page and check its displayed source and effective time. The Federation of Nepal Gold and Silver Dealers' Associations also publishes gold and silver rate charts per tola and per 10 grams. A benchmark is not a seller's final jewellery price.
Common questions
How is a gold jewellery price estimated in Nepal?
Convert the fine-gold reference rate into the weight unit you need, apply the stated purity, multiply by net gold weight, then add each separately documented charge.
Are jarti and making charge the same?
Not in this guide. Jarti or wastage is treated as a manufacturing allowance, while making charge or jyala is treated as labour or workmanship. Because sellers may use terms differently, ask for the amount, base and formula in writing.
Why can two quotes differ even on the same day?
The quotes may use different rate times, purities, net weights, charge bases, stone values, rounding methods or other invoice lines. Put both quotes into the same units before comparing them.